Body Insurance Fraud
"So... you wanna fuck?" I asked, my voice trembling a little. I was naked and every bit of my body felt strange to me, but I couldn't tell which part was strangest: the weight of the tits hanging off my chest, or the steamy void between my legs.
I was nervous, but I wanted it so bad... I had confident Jake would oblige. Of all my friends who'd heard that I was in an accident and given a female loaner body by mistake, he was the one who had the audacity to ask to see me naked. The look on his face when I acquiesced was priceless. The look on his face now, after my question... well, it was beyond description.
"Wha- you're kidding, right?" Jake was stunned and frozen everywhere except his crotch, which gleefully rose to the occassion.
"I'm a woman." I said as I approached him and began to pull down his pants. "For now anyways." The dick that sprung free from Jake's pants did not disappoint. It set my heart racing. Was I really going to do this?
When I gave it a lick, I knew that yeah - I really was.
"I mean- I might as well learn something while I'm in this body."
It was all such a lie.
Sure, my accident had been genuine, it wasn't a mistake that I was in this body. I genuinely had always been curious what it would be like. I didn't really dislike being me - I just wanted to give being a woman a try for awhile. But a full body mod cost a fortune and was well beyond anything I'd be able to afford from my own means. And even if I had somehow managed to afford it - going back to myself would cost just as much again!
When I'd filled out my Body Insurance paperwork ages ago, I'd fudged some things so that should something happen to me, they'd put me back in a woman's body. Then, when I came to in that body, I moaned and complained, stressing that there had been a mistake. The Body Insurance company apologized and said they'd get me back into my proper body as they'd grown it - which would take a couple weeks.
It was perfect. A couple weeks to see how the other half lives, then ZOOP, right back into a clone of my original body, all without paying a penny.
"Just don't tell anyone." I said to Jake as we moved to the bed together.
"Of course." Jake said. I really did hope he'd keep his mouth shut. I didn't want to have to explain this to anyone. I wasn't really trans, I wasn't really gay, hell, I'd barely call myself bi. I was just a guy who wanted to know what it was like to be a woman and get fucked.
And get fucked I did.
It was... incredible! My pussy getting stretched by a dick, my tits bouncing, Jake rubbing my clit - I came hard and fast, but Jake didn't stop, and before he blew his load all over my tits I came again. When it was all done, I was spent and supremely satisfied feeling like a sexy, sticky, glazed donut.
I swore Jake to secrecy again and sent him away, then showered. I felt so tingly and warm in the shower, I couldn't help but wonder if it had been a mistake to send Jake away so quickly. In the end I decided I was glad I had. This was fun, but the more I fucked Jake, the more likely he was to talk. Better that it was a dreamy, one-time thing.
Or so I thought. Three days later I got a very stern letter from the Body Insurance company. They said they'd investigated and found a trove posts I made online about being curious about being a woman for awhile. They no longer believed the paperwork "mistake" that resulted in me getting put in a woman's body was genuine. The letter went on to explain that because of this, they would not be returning me to my original body. I was going to be stuck as a woman until I could afford a body mod on my own, which given my salary...
I was shocked. I was angry. I was sad. I was embarrassed. I was horny.
Before I did anything else, I called up Jake again and told him I wanted another carefree, no-strings fuck.
Naked with his dick between my tits, he probably wondered about the strange expression on my face as I grappled with the fact that this wasn't me doing this with a borrowed body anymore. This was my body. I was a woman, forever.
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